How much money does a person need to be happy?


Russian and European researchers have been searching for the answer to the question: “How much money does a person need to be happy?”. Analyzing the economic situation and the financial situation of people, the second question arises: “Why does one succeed and owns big capital, and the other, despite the desire and enrichment attempts, still calculates every penny from paycheck to paycheck?”. Apparently, the psychological niceties of the human personality do not give a rich, but what is the difference between the poor and the well-off?

Do people make money happier? Indeed, despite the financial well-being, wealthy people are far from defining a happy and carefree person. This is because people forget the unspoken truth - wealth and money, although they allow you to buy what you need, they also change the mindset of the owner.

How do people distribute the budget?

The person spends the money proceeds is normalized when the income level is above average.People adequately assess their own financial situation and needs, and competently plan on what and when to spend money, how much to set aside for future purchases and how much money is needed to feel independent.3

When income is defined as “average”, a person spends exactly what he earns. A person does not move forward, does not enrich, does not accumulate money for future purchases. He does nothing to increase his own material well-being.

When a person’s income is defined as “below average”, he makes global plans for future income, but he earns little and disproportionately spends a lot. This group of people is addicted. The person with the minimum income does not seek to increase income. He is subordinated to the financial situation and is in a kind of "pit", to get out of which he does not consider possible.

People whose income is high see a direct connection between the level of earnings and life achievements. People with minimal earnings do not see this dependence at all. With the improvement of financial position, the value of money increases, then goes to a decline. Proceeding from this, the highest point of the value of money is achieved at the level of the average income. The higher the income, the more often people hide the size of their earnings.

Directly the feeling of happiness and the level of earnings are not connected in any way. People equally acutely perceive fear, depressiveness, apathy, pleasure, gratitude and other feelings. These feelings do not depend on the level of prosperity.

People are convinced that the sources of happiness are in everyday things. This family, interesting business, friends, personal life and health.

How is the attitude to money formed?

Attitude to money in people is formed from six components. Often the financial behavior of people is determined by unmet needs. What is usually associated with money?How much money does a person need to be happy?

The subject of finance in modern society is the unofficial “taboo”. Questions like “how much do you earn?” Are considered unacceptable even more than talking about intimacy and personal life.
Men more literally are like spending money. The inability to gain anything causes women to experience irritation and stress, unlike the strong half of humanity.
Low self-esteem and other subtleties of character shape the attitude to money. The lower the self-esteem, the money is of great value.
The level of material wealth of the family in childhood plays a significant role. If a person at an early age experienced need and deprivation, money for him would become the highest aspiration.
The formation of the relationship occurs under the influence of intergroup social difference. The wealthy and the poor rarely come into close contact.
Parents communicate their own vision of the value of money to children.

People are in their own "comfort zone", a kind of "financial corridor" from which they rarely get out. The subconscious of a person is arranged in such a way that thoughts and beliefs, contradicting one's own, are passed "by the ears." To achieve success and material prosperity, do something that is unusual for you, otherwise the comfort zone will become a life imprisonment chamber.

People who do not own capital and material wealth, want to get rich to achieve other goals, which in fact have nothing to do with money. This is any unmet need - power, love, harmonious relations, friendship, respect of others. However, hard work and large earnings do not solve the problem, and the person does not become happier.

Why do people want money?

The definition of money and the need for financial prosperity are surrounded by myths and misunderstandings, here are some of them:

Money is omnipotent. However, money cannot buy love, mutual understanding and respect;
A financially secure person is more valued and respected;
Money spoils people. In fact, material well-being can only strengthen an already existing character trait;
It is impossible to earn big capital honestly. Thinking so, a person is convinced that it is more honest to work for an average salary in a low position until the end of days.How much money does a person need to be happy?

In answer to the question why people want money and make money happier, there are four reasons:

Money = security. The need for enrichment is the cause of the emotional fear of losing security. Often, people who are experienced as children, poverty-related psychological traumas, become rich people. Capital is used by them as a panacea for troubles and a method of overcoming stress and anxiety.

Money is a symbol of security for some psycho-types of people. Misers see happiness in accumulation, devotees feel pleasure from the ostentatious rejection of the existing wealth,the discount hunter is waiting for the best price to spend, and the collector is happy being among the luxuries rather than the people.

Money = power. Wealth is perceived as the path to infantile dreams of omnipotence and world domination. Power-hungry people are often prone to negativity and aggressiveness. They need money to manipulate people and create their dependence on them “all-powerful”. Money is also used to bribe others, their loyalty and friendship.
Money = freedom. Financial well-being is a means of getting rid of dependence and routine. Money acts as a way of realizing a dream and freedom to dispose of one's own life. Motivation for enrichment is positively colored, but it is important to stick to the golden mean.
Money = love. These people seek to buy friendship, a positive attitude, love and other human feelings. Money allows them to give expensive gifts, so that others are grateful. The material well-being in the understanding of such people makes them more attractive to the opposite sex.

People often confuse non-monetary goals and the true purpose of wealth, so wealth does not bring them happiness.

What is the difference between psychology of the poor and wealthy?

Some people who are not well off financially blame everyone around for their own poverty. Stereotypical thinking does not allow them to realize that the reason for lack of money lies only in themselves. The second type, on the contrary, blames itself for failures, but does nothing to change the ordinary order of things. Still others relate to money philosophically, believing that the one born to crawl cannot fly. They are convinced that financial independence is not achieved honestly and they capitulate. Others do not control spending. They are illiterate about the distribution of money and are trying to get everything at once. Endless dreams about what they would have done if they had a lot of money, lead to the fact that money is spent as if the person already owns a lot of capital.

Financially secure people implement their own idea, and do not work on the embodiment of the thoughts of others. Making the production of something useful, you are guaranteed to exchange this item for money. Improving the idea, you will be able to earn even more money.

The formula is simple:

To get rich, you need to want it;
Prosperity is achieved by active desire;
Positive thinking and the search for ways to achieve wealth are the prerequisites of wealth;
Mistakes are a lesson for the future, not the end of an undertaking;
The end does not justify the means. People who have achieved success and wealth are moral;
A positive source of energy - help to the needy, kindness to others, love, friendship and the creative process.

Success and material well-being are achieved by those who know exactly what they need. Goals for the future must be written and clearly expressed.

Is there money in happiness?

Researchers have proven that dependence on the feeling of happiness and financial situation still has a place to be. An interesting fact, but in the total number of people with a monthly income of $ 1000, just as unhappy as people with incomes of $ 50,000. Both poor and well-off people equally suffer losses, illnesses, divorces, betrayal and other vital problems. Prosperous people experience the same headaches, they are sad, fall into depression, are prone to apathy and stressful attacks. Social polls have confirmed that, regardless of social status and material wealth, people experience negative emotions more often than positive ones.5

However, the conclusion that the well-to-do is not easy, is absurd. Despite the fact that psychological problems are perceived in the same way, the overall standard of living of the well-off and poor is diametrically different. People without financial problems do not worry about the future, they are sure that life has bright colors, they are proud of their own success and luck in business. The poor man will not say: "Life is good!" - there will always be a "but". And this “but” is money. Dissatisfaction with life is understandable. After all, to fall into a depression in a mansion and apathetically lie on a single sofa in a ten-meter room on the edge of geography - unequal things.

If poor people consider life unhappy and well-to-do are equally susceptible to depression, then is there a quantity of money that owns a person who feels happy? Scientists are convinced that there is. According to observations and social surveys, researchers found that happy in society - people of the middle class, whose monthly income varies from $ 3000 to $ 5000. 80% of respondents confirmed that they are happy and experience positive emotions more often than negative ones. In addition, life troubles are perceived by middle-class people emotionally easier. Conclusion - happy those who adhere to the golden mean!

The higher the monthly income, the more difficult it is for a person to have fun in the little things. Secured people do not make happy everyday things like homemade food, chatting with loved ones, long trips, new places. Financial harmony is better than an extreme flaw or an excessive amount of funds.

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